Do You Need Health Insurance?


Pennsylvania Health Law Project

Starting January 2015, Medical Assistance (MA) will cover almost all low-income adults.   

Do I qualify for free or low-cost coverage?

Here are the yearly MA income limits for adults.  And the yearly income limits for free or low-cost coverage for children.  Some adults, such as pregnant women and people with disabilities, have higher income limits. 

  1 person 2 people 3 people
138% poverty
$16,104 $21,707 $27,310
  1 person 2 people 3 people
319% poverty
$37,227 $50,179 $63,130


How do I apply?

If you think you qualify for MA or CHIP, apply anytime:

If you are over the income limit for MA, apply for insurance through  Many people get help paying for coverage.  Apply between Nov. 15th and Feb. 15th.

How do I find in-person help? 

Go to, or call (800) 318-2596.

If you are turned down, you have the right to appeal. 
For help, call the Pennsylvania Health Law Project at (800) 274-3258.